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Unexpected disasters can happen in the business world, and they can sideswipe your company and make it difficult to recover. The coronavirus pandemic is a good example of this with many companies that were thriving not too long ago now struggling mightily, with many even having to close their doors. So, how can you handle unexpected disasters? While it will depend on the type of disaster that you are encountering, there are a few important steps to follow that will help you to manage and hopefully come out the other side of the disaster intact. Read on to find out more.


Have an Emergency Action Plan in Place


While you cannot predict what will happen in the future, you can prepare for different situations and this is something that every smart business owner will do. You need to think about what threats there are to your business and what could happen, and then craft an emergency action plan that will allow you to act swiftly and effectively. A prompt response is often key in a disaster and if you have planned ahead then you should be able to make the right decisions quickly.




As with many areas of business, good communication is key in times like this. You need to be honest and transparent with everyone that needs to know about the situation, which is likely to include your staff, suppliers, customers, investors and anyone else attached to the business. Good communication can stop panic, strengthen relationships and help to keep everyone on the same page in difficult moments.


Seek Financial Support


More often than not, a disaster will end up having financial implications and you will need to be able to manage these to stay afloat. A good solution is to take out a business line of credit that will allow you to instantly access the money that you need and only pay interest on what you take out. You can use financing specialists like to find the best funding option for your particular business – it is a good idea to have a line of credit open beforehand so that you can get immediate access.


Make Adjustments


When disaster strikes, you may not be able to operate in your normal way, but you might be able to adapt and make adjustments. This is something that many businesses have done well during COVID-19, whether this is adjusting to remote work, taking the business online, offering deliveries or changing their product/service range.


Make Sure That You Have Insurance


Hopefully, you will have had insurance in place prior to the disaster, but if not then you must make sure that you have adequate cover in place as soon as possible. There are many different types to consider, so you may need to do some research and speak to a specialist to find out what type of coverage you need and if there is any specific cover, such as if you work somewhere where flooding is a risk.


Disaster can strike in the business world and you need to know how to reach. This post will hopefully be of use and help you to feel prepared if disaster does ever strike your business.

Author: Andy Quayle

Andy was born in the Isle of Man and currently lives in Pittsburgh.
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